Упр.5 Юнит 2 Step 8 ГДЗ Rainbow English 10 класс

Приведем выдержку из задания из учебника Баранова, Афанасьева, Михеева 10 класс, Дрофа: 5 A. Read the text and say how helpful the advice given in it may be to you.
How to Budget Your Money
A budget is a plan for your future income and spending. The problem is that a lot of people tend to spend more than they can afford and get themselves into debt. The key to spending within your means is to know your expenses and to spend less than you get.
Create a healthy budget for your family or yourself following these simple steps.
1. Add Up Your Income
First try to understand how much income you have. Remember your sources of income, make sure you include them all. Calculate the total figure.
2. Add Up Your Expenses
During a month write down carefully how much money you spend on different things. People usually have expenses which change from month to month and those which do not. For instance, flexible expenses are the money you pay for food and entertainment and fixed expenses are what you pay for renting a house or a flat. Keep a record of your expenses for three months and take a three-months average for your total.
3. Calculate the Difference
When you’ve totalled up your monthly income and your monthly expenses, calculate the difference between them. A positive number shows that you’re spending less than you earn or get (well done!) A negative number indicates that your expenses are greater than your income. (Economize on your expenses to begin living within your means.)
You’ve created a budget. Now don’t forget to compare it with what actually happens to your money. Try to follow your budget successfully.
B. Speak about your expenses.
• What do you usually spend your money on?
• Does your pocket money cover your expenses?
• What else would you like to spend your money on?
• Do you think you often waste money?
• Do you sometimes save money? What for?
• How easy is it for you to give up the idea of buying something if you can’t afford it?
• Do you think it is a good idea to have a monthly allowance? How big should it be? Why do you think parents prefer to give pocket money to their kids instead of allowances?
• Have you ever thought of taking a job? In what way can it be a problem for a pupil?
*Цитирирование части задания со ссылкой на учебник производится исключительно в учебных целях для лучшего понимания разбора решения задания.

Ответ

The advice in the text is very helpful because it teaches how to control spending and avoid debt. It is useful to know your income and expenses, keep records, and compare them regularly. This can help me plan my money better and save for important things.

I usually spend my money on food, transport, school things, and sometimes entertainment. My pocket money usually covers my basic expenses, but not always everything I want. I would like to spend more money on books, clothes, and going out with friends.

I do not think I often waste money, but sometimes I buy small unnecessary things. Yes, I sometimes save money for bigger purchases, such as a new phone or a trip. If I cannot afford something, it is usually not very hard for me to give up the idea of buying it.

I think it is a good idea to have a monthly allowance, because it helps children learn to manage money. It should be enough for small personal expenses, but not too big. Parents probably prefer to give pocket money instead of a fixed allowance because they want their children to learn responsibility and spend money wisely.

I have thought about taking a job, but it can be a problem for a pupil because it takes time and may affect studies.